The Pay Over Time option available for some of our programs allows you to spread the enrollment fee for up to 24 months.

How to finance your enrollment fee

  • Select the Pay Over Time option during checkout
  • Choose your preferred timeline and interest rate
  • Follow the steps to complete the application
  • Get an instant approval decision
  • Complete your enrollment

When your enrollment is confirmed, you’ll receive an email with your payment plan.

Choose your payment terms

Pick the payment option that works for you and your budget – from four interest-free payments every two weeks to monthly installments.

Our Pay Over Time Partner

When you enroll with Klarna's pay-in-four loan product, you'll pay 25% immediately, and then the remaining balance is split into three payments that are made every two weeks. Your enrollment fee is paid off within six weeks without incurring any interest or fees if you pay on time.

Klarna does not charge any interest or fees as long as your payments are on time. When you miss a payment, Klarna will try one more time to collect the payment. If the payment is not made on the second attempt, the missed amount will be added to the next payment with a $7 fee added on top.

Manage your payments in the Klarna app or online, and set up AutoPay.